HOW UBA MOBILE BANKING WORKS IN A FRAUD INFESTED COUNTRY
ATTN TONY ELUMELU UBA Mobile Banking APPS ARE VULNERABLE – have SERIOUS SECURITY LOOPHOLE ! READ NOW
ARE UBA STAFF COMPLICIT ?
I am An IT CONSULTANT AND THIS HAPPENED TO ME EVEN THOUGH I WARNED THE BANK TWO WEEKS PRIOR TO THE INCIDENT
I DONT USE MOBILE BANKING BECAUSE OF SCAMMERS . I REPEAT I DONT USE MOBILE BANKING ON
MY UBA ACCOUNT 1015452031
On the 8th of October I NOTICED AN EMAIL SAYING I HAD REGISTERED FOR MOBILE BANKING
I immediately sent an EMAIL TO UBA CFC OF THIS ANOMALY ! I KEPT ON SENDING AN CALLING
THEY NEVER REPLIED !
ON THE 25th OF OCTOBER 5 TXNS via Mobile Banking were Done to Sporty BET From The Mobile Banking APP
ON THE 26th I WENT TO THEIR BRANCH IN BENIN AGBOR ROAD AND LODGED A FORMAL PHYSICAL COMPLAINT
One of The Staff A Customer Services Lady Helped Me Lodge The Complaint and Went to Great lengths to find out what Happened
But The Manager A Lady WAS UNCONCERNED even Callous in her Approach AND TOLD ME TO FORGET IT MY MONEY IS GONE !
I WAS DUMBFOUNDED AND LEFT !
I THEN ALERTED UBA CFC CUSTOMER CARE AGAIN VIA EMAIL AND THEY IMMEDIATELY REPLIED THEY WOULD RESPOND
THEY NEVER DID
ON THE 28th I REPLIED AND THREATENED TO GO TO EFCC AND CBN AND THEY REPLIED
said they would FIX this and by the 9th of November i would get a RESPONSE
On the 10th THEY SAID THEY WOULD RESPOND BY THE 17th of NOVEMBER I should be Patient
DELAY TACTICS !
SO I AM TAKING ACTION AND CALLING OUT TONY ELUMELU’S BANK IF THE STAFF ARE COMPLICIT
THIS ARTICLE I PUT UP FOR NIGERIANS WHO HAVE NO IDEA HOW VULNERABLE THEIR MONEY IS AT UBA
you know the stress it takes to get an ATM card and ACTIVATE IT or GET INTERNET BANKING ACTIVE ? VERY VERY RIGOROUS YOU HAVE TO GO TO THE BANK PHYSICALLY ! ! BUT FOR MOBILE BANKING APP YOU WONT BELIEVE IT … READ ON
SHOCK Scam Alert – Do you know most Banks in Nigeria have separate Access Login and passwords for their Mobile Banking Apps and Internet Banking To The Same Accounts ???
Do you know Thats Like having Two Sets Of Keys THAT WORK for One Door into your house ?
In a Scam Infested Nation Like Nigeria Is this happening ?
Do you know in less than ten Minutes you can download a Mobile Banking App To ANY PHONE and all you need is this
1. Pin number of any of your atm cards !
2. Account Number
3. JUST ONE OTP
and in moments from ANY PHONE THEY CAN HAVE ACCESS TO ALL YOUR ACCOUNTS IN THAT BANK EVEN IF Those Other Accounts DONT HAVE ATM CARDS !
Lets Tell you how easy it is !
now lets get busy
your pin number is used Every Where It is Easy to get Too easy ! IT is also just 4 Digits !
As People no longer Bother with ATMS They use POS Systems which Every Tom Dick and Harry on Every Street in Nigeria
has access to …
1. Process FOR UBA MOBILE BANK APP
Download Mobile App on any phone
It will prompt you for account number and OTP sent to your phone NUMBER
THAT OTP IS SENT BY SMS TO YOUR PHONE NUMBER . ( ALL THE NETWORKS HAVE A LOG OF OTPS YOUR PHONE CAN BE CLONED OR SMS TO YOUR PHONE CAN BE SETUP TO FORWARD TO OTHER NUMBERS NOT JUST BY INSIDERS IN THE MOBILE COMPANY BUT ANYTIME SOMEONE HAS ACCESS TO YOUR PHONE ! its as simple as call forwarding )
But this method is TOO TECHNICAL FOR NIGERIAN SCAMMERS
READ ON AS UBA HAVE MADE IT EASY FOR THEM !
Your Account Number is EASY we give our account numbers to Strangers so we can get paid ! So forget all that dont gie your account number by Banks !
ok the OTP you think it sends it your phone and ties it to your PHONE ? NO !
All they need is to see ONE ONLY ONE OTP you think its hard ? NO !
and if per adventure your phone is not with you for a split second like when you show your Phone to a sales person when a txn is declined on POS to prove that the bank debited you and in that moment they can quickly open your SMS and see the OTP reequested by SOMEONE ELSE ON ANOTHER PHONE for your Mobile Banking and in most cases its less than 6 digits easy to remember and the BANK The Mobile App will ALLOW ACCESS INTO YOUR ACCOUNTS !
and you are there Thinking That When you do Mobile Banking REGISTRATION The Bank Makes Sure it is your Number on the Phone From the OTP recieved ! NO THEY DONT !
so the scammer Gets in to your Account ! in less than Ten Minutes ! IN A FRAUD INFESTED COUNTRY ! THIS IS HOW MOBILE BANKING WORKS IN UBA !
DO YOU ALSO KNOW THAT ONCE YOU LOGON ONCE INTO YOUR MOBILE APP THAT IS IT ANY TRANSACTION CAN HAPPEN AND IT WONT ASK FOR OTP AGAIN !
THE SCAMMER WILL JUST HAVE YOUR ACCOUNT ON HIS PHONE and do TXNS anytime he likes on HIS PHONE with out THE BANK APP ASKING FOR ANY OTP AGAIN !
and do you also Know That MOBILE banking is AUTOMATIC FOR EVERYONE even though you dont request for it ! WOW ??? YES WOW !
Do you know a Popular Nigerian Bank had Another Twitter Handle with over 60,000 Comments etc For Customer Support with a Whatsapp Number That was used to direct Unsuspecting customers to a site to submit their Pins for authentication and also told to check their phones for OTPs to verify Them ? These OTPs were used to gain access into the Mobile Apps of such users !
DO YOU ALSO KNOW THAT THE SCAMMERS CREATE TWITTER HANDLES LIKE UBACARES ( UBACAARES ) AND COME ON THE UBA TWITTER OFFICIAL ACCOUNT !
AND THE UNSUSPECTING CUSTOMERS HAVE NO IDEA THEY ARE NOT DEALING WITH UBA ESPECIALLY WHEN THE OFFICIAL UBA CUSTOMER SUPPORT IS NOT HELPING THEM !
and Redirect FRUSTRATED Customers LOOKING FOR CUSTOMER SUPPORT To THEIR SCAM Whatsapp ACCOUNTS FROM THE UBA TWITTER HANDLE
and guess what the attackers do NOT send money to any account they use your money to buy Bet9ja SPORTYBET etc Coupons direct from the Mobile APP ! THEY ARE LISTED AS VERIFIED BET9ja Clients !
HOW CAN 5 TXNS TO BEt9ja NOT REQUIRE OTP AGAIN FROM THE SCAMMERS PHONE ? UBA SHOULD ANSWER THAT !
do you know the Number that was used on the FAKE Twitter Account was NOT BLOCKED BY SUCH BANKS but it is still operating TODAY !
The SCAM WAS DETECTED OVER TWO MONTHS AGO ! AND THAT NIGERIAN NUMBER IS STILL WORKING ON WHATSAPP !
if i was you I WILL GO TO MY BANK AND TELL THEM WHY IS MOBILE BANKING ENABLES BY DEFAULT FOR EVERONE !
IF you have to go to the Bank to get an ATM card WHY IS IT SO EASY FOR ANY ONE IN LESS THAN TEN MINUTES GAIN ACCESS TO YOUR BANK ACCOUNT FROM ANYWHERE IN THE WORLD ! WITHOUT PHYSICIAL VERification of any KIND !
WE WILL PUBLISH THE NAMES OF THE OTHER BANKS AND SOME PHONE NUMBERS DOING THIS WHO DOES THIS ? YOU WILL BE SURPRISED !
NUMBER ONE BANK SCAMMERS TARGET
UNITED BANK FOR AFRICA
THESE ARE QUESTIONS FOR Mr TONY ELUMELU’s UBA BANK A SCAMMERS PLAYGROUND !
https://twitter.com/ubacaares was THE SCAM TWITTER ACCOUNT !
This Bank was Warned SINCE September But this Phone Number is Still live ON WHATSAPP !
SCAMMERS WHATSAPP NUMBER ! WHAT IS THE POINT OF BVN ????
0812 672 5880
0812 672 5880 and UBA CARES ??? CARELESS SCAMMERS PLAYGROUND TAKE YOUR MONEY OUT WHILE YOU CAN !
EMAILS AND CALLS WEERE MADE TO THE EFCC CBN ETC NO ONE HAS REPLIED IN ALMOST TWO WEEKS !
NOTE THIS IS HAPPENING EVERYDAY TO INNOCENT NIGERIANS !